What is a MAVEN??

According to author Malcolm Gladwell, he defines MAVENS (in his book The Tipping Point) as information brokers, sharing and trading what they know.

The dictionary definition of a MAVEN is:  A trusted expert in a particular field, who seeks to pass knowledge on to others.

Why are you blogging as the Insurance Maven?

The purpose of this blog is to educate readers on insurance basics and answer frequently asked questions.  My goal is to help the community understand the importance of insurance.

There will be California-specific regulations, but as the “maven”, will also offer articles and other insights on the industry from around the country.  Being an information junkie, I retrieve the information and pass the knowledge on to you.

I also welcome guest bloggers to share information on their respective industries.  Insurance goes hand in hand with personal finance, identity theft, etc., and I will make it a point to inform readers about these related industries.

Who is the Insurance Maven?

My name is Jeannette Sacman and I am a licensed property/casualty and life agent in the state of California.  My parents are also licensed agents, and my father has been running his Farmers Insurance agency for 35 years! So you can say it’s in the blood…  But I never really understood the importance of insurance until my first licensing class:

The instructor asked the class, “Who knows what coverages they have?”

I proudly raised my hand, and said, “100/300 BI/PD and Uninsured Motorist!”

Then the instructor asked, “What does that mean?”

I just had a blank look on my face and shrugged, “I’m not sure”…

At that moment, I realized that if — after growing up around the insurance business — I didn’t really understand the concept myself, what about everyone else who is mandated by their states to have insurance?  So I made it a point to explain to clients exactly what their coverages mean.

My goal is to help you understand why insurance is necessary and to help you make informed decisions when you do purchase your policy or make updates to your policy.  You may find that your insurance needs will change over time.  Hopefully you will start the dialogue between you and your agent.  If you don’t have an agent, I am more than willing to review your insurance situation.   The topic of insurance may not be the most exciting thing, but if you don’t understand it, you could be doing yourself and your family a huge disservice.

The best way to reach me is via email: jmsacman @ gmail.com

Please note: All opinions, views, and commentary are those of the author, and do not reflect the opinions, views and commentary of the author’s employer, the Sacman Agency, or Farmers Insurance, unless otherwise noted. Read the full disclaimer.